Most retirement tools only show you the dollars.
We show you the life those dollars can actually buy — the healthy,
active, joyful years you've been working toward.
Free · 60 seconds · No login required
Strong foundation. Adding $200/month boosts your Wealth score to 79 — and gains you 4 more active retirement years.
Wealth without health is worthless.
Savings without a plan for how you'll spend them
is just a number.
You could retire with a million dollars and still miss out on the life you worked for — because the money was planned, but the life wasn't. 401 Value connects your retirement savings to what actually matters: real years of vitality, freedom, and meaning.
Most tools measure one. We connect all four.
Optimize your 401(k), eliminate hidden fees, and see your true projected income — benchmarked against Fidelity's age-based guidelines.
Quantify how your health habits today affect the quality and quantity of your retirement years — and the healthcare costs you'll face.
Design the daily adventures, travel, hobbies, and freedom you dream about — then see if your savings actually support it.
Define your "why" — family, giving, passion projects — and build a legacy plan that gives your retirement savings deeper meaning.
Answer 8 quick questions. See your score instantly.
This helps us apply the right benchmark for your stage.
We use this to benchmark your savings rate.
Include all 401(k), IRA, and pension savings.
Include employer match in your estimate.
Even a rough target helps us calculate your runway.
Think about exercise, nutrition, sleep, and stress management.
Select all that apply.
Something beyond yourself you want your retirement to contribute to.
Complete the quiz to see your personalized insights and recommended actions.
Tell us about your savings, health habits, lifestyle dreams, and sense of purpose. It takes 60 seconds.
See how you score across all four pillars — wealth, health, lifestyle, and purpose — with instant explanations.
Get a full personalized report with projections, action steps, and your lifestyle timeline — free.
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A personalized 8-page blueprint showing your projected retirement income, estimated healthy years, lifestyle coverage, and a 30-day action plan.